Category Archives: Insurance Provider

Florida Insurance Veteran Heath Ritenour

While in elementary school, Heath’s parents, John Ritenour and Valli Ritenour started an insurance agency called Insurance Office of America. After finishing his higher education, Heath Ritenour joined the company as an agent and later took over the CEO position in 2008 and Chairman in 2018. Since he had indispensable knowledge of the industry prior to taking over its leadership, Heath has taken the company to higher growth levels: It is now the US’s eleventh largest privately-owned insurance company. IOA Company has a charitable arm led by Heath that gives back to the Central Florida community by sponsoring sporting events, contributing to funding drives, and doing various charity activities.

Being a cancer survivor, Ritenour understands the pain of those suffering from this chronic disease, making it a personal responsibility to offer his support in any way he can. Even with the company’s outstanding achievement, this doesn’t mean that IOA has had no challenges. Just like any other company, IOA was affected by the covid-19 pandemic, affecting its revenue income. At such hard times, premiums rates have to change, and has thus taken his time to educate both consumers and producers on instances premiums have to rise or go down.

One of the factors that, according to Heath Ritenour, determine premium rates is reserves earnings. Since a company can only invest its reserves in bonds because the investment is liquid and less volatile than stock market investments, returns on investment are relatively low. This forces companies to ask for higher premiums to compensate for the lost earnings. A natural disaster is also another factor that makes companies raise premiums since it affects many clients. The increased cost of repairs attracts higher premiums. According to Heath Ritenour, though the auto insurance business finds it hard to make money, the increased cost of repairs has led to companies asking for more premiums from customers.

Symmetry Financial Group – Providing Careers and Protecting Families

 

Symmetry Financial Group provides life insurance products that offer financial support and peace of mind to loved ones or families after one pass away; they also deliver rewarding careers to all the agents that contract with them. Brandon Ellison, Brian Pope, and Casey Watkins founded the group in 2009, which is based in Swannanoa, NC.

Symmetry allows its agents to build their agency, and provides them will all the training, tools, and systems to be successful. The group focuses mostly on new homeowners or people that have had their homes refinanced. Current agents also provide mentoring to new and upcoming team members who are interested in the business, allowing constant company growth. Refer to This Article for additional information.

Many factors make Symmetry Financial Group unique and working with them desirable. They give their agents the freedom to market multiple products they are confident in, instead of being tied down to one product line like others.

The organization maintains significant core values as well that you don’t find everywhere. They put relationships with people above business and making money. They believe real success exists with an overall team’s achievement, not just individuals, by delivering tools to improve their agents and make new connections. Click Here to learn more.

Symmetry Financial Group believes in giving back to those less fortunate. One prime example of this is supporting communities by cleaning up disaster areas and other local projects. The company works with Habitat for Humanity in cities all over the country, by providing people assistance in building their homes. The group also partners with Make-A-Wish Foundation providing support to children in need.

Symmetry Financial Group offers multiple types of insurance as well, not just one conventional form. They also supply term life, universal life, disability, final expense, and critical illness insurance. With all they have to offer to their agents, customers, and communities, it’s easy to see how this group has been successful and will be sustainable for years to come.

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