How Todd Lubar Found Success In The Mortgage Industry

Both living and working in the state of Maryland, Todd Lubar is a very successful businessman in the real estate industry. After majoring in speech at Syracuse University he landed his first job at Crestar Mortgage Corporation. He stayed at this company’s offices in Maryland offices for four years. He says he learned a lot at this company which has helped him throughout the rest of his career.

Todd Lubar’s next career move was to work at Legacy Financial Group. This company was in Arlington, Texas. He was a top producer and his office had several hundred million a year being generated in loan volume. He ended up working for this company from 1999 until 2005.

In 2005 Todd Lubar decided to advance his career by accepting an offer from Charter Funding to be one of their senior vice presidents. The collapse of the housing market nationwide in 2007, though, caused him to pause his career in real estate for a number of years. Being an entrepreneur he decided to own companies in other industries that had been so drastically affected by the economic downturn. He was in both the demolition and nightclub industries for a time. He also owned a recycling company. Eventually, the housing market recovered enough for him to return to his true passion which is residential real estate. Check out his page

Today, Todd Lubar is the founder and president of TDL Ventures. He founded the company because he saw many people who wanted to own homes had too many obstacles being put in their way. He thought of the most efficient way of helping people like this and it lead to the founding of the company. He designed a program that he says brings relief to consumers who want to buy a house without all of the red tape. Check out

When Todd Lubar first became an entrepreneur he said that he had a big business deal that fell apart. It taught him that you’ve just got to get right back up and keep going. Resiliency is a requirement for anybody that wants to be professionally successful, he says, because things are just never always going to go your way. You can follow him on Twitter

White Shark Media Reviews

Like every company, White Shark Media, has had its compliments and complaints and has had to learn from them. No company is perfect and it takes time to perfect a business from scratch from the bottom up. White Shark Media is no exception to the rule, and has taken the remarkable step of publicly announcing there former faults and what was done to remedy the situations. White Share Media believe they have certainly made there share of mistakes, but that in the end for every fault there company had help the company hone itself to produce better service for the long term.

For example, a customer lost touch with their ad word campaign. They realized that there reports were not adequate for small business owners to receive there reports. To remedy this White Shark Media establish a more comprehensive INS and out system to allow every customer to know how to check performance before a campaign even starts.

Another complaint was that the customer didn’t feel that the communication with White Shark Media was very good. To remedy this situation the company implemented a scheduled monthly status call. They will go through there monthly reports and breakdown the last thirty days campaigns with the client, so there is full awareness of everything that is going on. This is done face to face with GoToMeeting and online conferencing tool. White Shark also provides additional contact with a personal contact person with extension. This allows for direct communications any time a customer needs. They also supply there supervisors extension for emergency or if there contact is not in the office. How cool is that. Even when the company gets bad feedback on review channels such as yelp or facebook, White Shark Media will make a quick response and make any proper investigation to any and all complaints.

How Bumble Bizz Can Change Your Networking Efforts

Bumble has been one of the most successful and fastest growing apps in tech, and with the introduction of Bumble Bizz the brand is going to get even stronger. The app was created by the company after there was a huge demand from the female users that made the original dating app so successful. Wanting a better way to network, an app that also gave women control, was something that no other brand was even considering ensuring that there was a lot of interest when the app was introduced.

One of the main benefits of using the Bumble Biz app is that it offers users the opportunity to connect with individuals immediately. Other networking sites are mostly limited to the ability to connect online, and many times never connect in person at all. In addition to facilitating in person meetups for business, the app brings people together that are hyperlocal, showing you who is near right when you are looking for networking opportunities.

Besides being able to put people together in the moment, the app changes the networking efforts of users because it puts the control of connecting into the hands of the women that register on the app. In addition to offering many of the same opportunities to connect and inform the public about yourself, female users have to initiate the match and the conversation. This is an entirely new concept for networking apps, and like Bumble, the female users that register love having control. Limits are set in the app, but it is done in a way that gives users plenty of time to take advantage of the chance to meet and connect their business interests, or arrange to do so in the near future.

Using the new app can entirely change your networking efforts and help you build a network of people to surround yourself with while you build your business or career. Doing this can help anyone build their client base, find businesses to collaborate with, and find other professionals to mentor or be mentored by in their chosen profession. Creating opportunities is one of the best benefits of networking circles, so being able to create one amongst local business people that are using some of the same technology as you yourself are taking advantage of is promising and more

David Giertz Say Retirees Losing Money

If you are approaching retirement age, you should find out everything you need to know about social security. According to a recent study, a number of seniors have a complete understanding about social security and how it works. Making mistakes can cost you a great deal of money and even more taxes. Pensions were very popular when our parents and grandparents retired. Now that they are evaporating in record numbers, it is important to have a proper social security plan to maximize your benefits.

A 2015 study by the Nationwide Retirement Institute showed that upwards of 30 percent of retirees are receiving benefits less than what they thought. The study consisted of 900 participants and was broken into 3 groups. Of the group of future employees, 86 percent were clueless about social security, said David Giertz president of Nationwide Financial Distributors.

One of the most unfortunate misconceptions about social security is that people who believe that just because you can receive social security at age 62, you should. “It’s like a land grab mentality,” said Robert Seiler of ASC Financial Group. Although a person can retire at age 62, they could be missing out on a great deal of money, according to Giertz. Full retirement age begins between the ages of 63 to 65. The longer you wait, the more benefits you will receive.

For example, let’s say your retirement age is 66 and you are due $1,000 in monthly benefits. If you decide to take your benefits at age 62, you would only receive $750 or 25% less benefits. A full 25% of your benefits down the tubes can be quite a financial hit for some. One the other hand, an individual who works beyond their retirement age will receive 8% more per year.

David Giertz has over 30 years of experience in finance. Under his guidance, Nationwide Financial has grown from $11 billion to $17.8 billion in a few short years.

The Legendary Qualities of James Larkin

James Larkin was an active activist who was born on September 21, 1876, in Liverpool, England and died on January 30, 1947, in Dublin, Ireland.

James grew up in the slums of Liverpool with little formal education. To support his family, he worked more than one job in his youth days and eventually became a foreman at Liverpool docks. Mr. Larkin was a committed socialist who believed in fair treatment of workers.

James joined the National Union of Dock Laborers (NUDL) and became a trade union organizer in 1905. After years of protecting workers, he was transferred to Dublin.

He established the Irish Transport and General Workers’ Union (ITGWU) with the aim of bringing together all Irish industrial workers both skilled and unskilled to interact in one organization.

He then founded Irish Labour Party on May 11, 1999 to support workers on issues such as strikes with the most significant strike they led being the 1913 Dublin Lockout which involved over 100,000 workers going on strike for about eight months.

With the strikes being expensive, Larkin stated that ITGWU headquarters would be moved to Liberty Hall to save money. However, ITGWU fell apart in 1914 after the Dublin Lockout and James moved to the United States where he wanted to begin a freelancing career because of his great public speaking ability.

During the First World War outbreak, James supported the most extensive anti-war demonstrations in Dublin. He also moved to the United States to support in raising funds to fight against war. However, Mr. Larkin was arrested in 1920 for criminal anarchy and communism but was pardoned after three years and moved to Ireland. James Larkin has been linked to many productive steps done by workers in Ireland including bringing together Workers’ Union of Ireland.

James Larkin was recognized as the most active individual from Communist International in 1924. James Larkin was always positive about having employees receive a fair treatment, a realistic pay and work under stable conditions.

He will be remembered as a legend because of his unwavering faith of helping workers and many workers benefited from his strength as their needs were considered.

Dr. David Samadi is the man you should think about when the word “successful” is brought up

Dr. David Samadi is a world-renowned surgeon who takes great fame in minimally invasive surgeries in order to speed up the recovery time and to cause less pain. In this interview by IdeaMensch, Dr. David Samadi is asked questions relating to his work day, work load, schedule and patient interaction.

The article starts out with an introduction about Dr. David Samadi and what he does and then goes in depth on his education. Dr. David Samadi studied biochemistry at Stony Brook University and then went to study medicine at Stony Brook School of Medicine, to then finish in the mid 1990’s. As all doctors do, he went and completed his fellowship at Memorial Sloan Kettering Cancer Center in proctology. He then went to France to complete another fellowship in Prostatectomy. His main field is Urology but he really specializes in prostate cancer and researching ways to treat the disease. Dr. David Samadi also created a technique known as “Samadi modified advanced robotic technique in order to find another way of removing prostate. This technique is focused on separating the prostate from nearby nerves in order to not harm them. In the traditional ways of removing prostate, it is very common to have nerve damage afterwards, often causing men from scheduling surgery. The thing that caught my eye was that he has a photogenic memory and to keep that running, he draws when an idea comes to his mind. So most of his practices and techniques came from his photogenic memory and drawing of those ideas to make them come to life. With his memory and SMART technique, he really strives for results and improvement upon his patients. When reading this interview, there was a question on how he was able to remain productive and his answers were pretty interesting. He explained that he keeps family around him as well as trusted people and a fair share of deep breathing. In all of his answers, Dr. David Samadi seemed really confident and didn’t really regret a lot of his past in regards to if he would’ve changed anything.

Currently, Dr. David Samadi is the Chairman Urology and chief of robotic surgery at Lenox Hill Hospital. He is also a contributor for fox news health and fox news medical consultant. Some of his past work includes: Director of Laparoscopic Surgery at the Columbia Presbyterian in New York and a he was a volunteer at Stony Brook Hospital.

Dr. David Samadi Info:

How Jose Auriemo Neto is Redefining the Property Industry in Brazil

Real estate business is among the leading sectors in Brazil. Local and foreign investors are flooding this market due to the many created opportunities. JHSF is a property developer in the area. The entity started as a construction firm in 1972. Over this period, it has reported tremendous growth, and customers recognize it for offering world-class investment developments all over the nation.

Under Jose Auriemo leadership, the company has distinguished itself from the other players, and it focuses on operations sustainability. JHSF has founded several commercial buildings, hotels, and malls in Brazil. In 2016 it built an executive airport in Sao Paolo. The first shopping mall was launched in 2001 and has continued to open more malls in Sao Roque, Salvador, Sao Paolo, and Manaus. They include Shopping Cidade Jardim, Catarina Fashion Outlet, Shopping Bela Vista, and Shopping Ponta Negra. The JHSF makes sure that these outlets meet the set standards and uses incorporating features and latest designs such as gardens and natural lighting.

About Jose Auriemo Neto

Jose Auriemo Neto is the chief executive officer and president of JHSF. He inherited the firm from Fabio Auriemo, his father. His ability to note investment opportunities and go for them has benefited JHSF to retain its top position in the competitive industry. Jose has outstanding leadership and managerial skills. He advocates for innovation and values his employees.

Mr. Jose Auriemo Neto manages the commercial properties and malls. He has been in the entity for more than two decades making him conversant with the property sector inside out. Jose makes sure he is aware of what is taking place in the field and keeps JHSF updated.


JHSF has shown positive reports since it continues to develop in bounds and leaps. The projects JHSF has completed impact not only the clients but also the surrounding environment. It participates in corporate social responsibility like donating towards education.

Getting to understand the critical Aspects around Talkspace

You shouldn’t be worried if you are working to manage your mental health or if you are going through an acute crisis because therapy is always a great tool to help you get through your troubles. The most unfortunate thing is that there are a lot of barriers that make it difficult for people to opt for in-person therapy. However, with Talkspace a text-based treatment you can easily bypass the complexity that comes with in-person therapy.

If you are a regular user of Talkspace, you should hear more from them soon after they signed a deal with Magellan health. This now means that you are going to receive Magellan health psychotherapy services thanks to Talkspace assistance program. One of the benefits of choosing online therapy is that you are going to have an asynchronous and on-demand relationship with your therapist. In fact, those who find it difficult to walk long hours for a therapy session can significantly benefit from Talkspace.

Talk space also comes with a cheaper plan compared to the real world sessions where you might end up being at loggerheads with your insurance provider. With as low as $32 a week, you chat with a therapist once in a day. Also, for thirty-nine dollars a week you are eligible for two check-ins a day with an additional hour of “live session with a therapist.”

Talk space has changed the way therapist who once owned independent practice approach their clients. With talk space, clients are more open, and this is unlike face- to- face therapy where the therapist would sometime need to read a person’s nonverbal cues to understand what they are saying. Although there are distinct differences between Talkspace and real-world therapy, there are those who don’t think there is a significant difference since everyone has their life circumstance, but most people share the same internal struggle.

Lime Crime Releases Rebelliously Bold Fall Colors for Your Unicorn Needs

With the summer trend of pastel Unicorn Hair, brunettes seemed to be left out of the loop. This fall Lime Crime has remedied brunette woes by releasing dark and bold colors in their Unicorn Hair Collection. A cult favorite on social media, LimeCrime has taken the internet by storm releasing trend setting products just like these new colors.

If you’re looking for a maroon brown color to match the changing leaves, pick the new color Chestnut. Like the trending shades of grey hair on Pinterest, Charcoal resembles a smoky grey. Similar to a light ink purple, the new color Squid reminds us of a ripe plum. Finally, Sea Witch is a fantastically rich teal like the reflection seen off of seashells.

Match these bold colors with Lime Crime’s Venus eye shadow palettes and their Matte Velvetines lipstick for a sultry look. Paired with the jewel tones of the Lime new hair dyes, you will be looking vibrant and adventurous.

For those not into commitment, these dyes are semi-permanent. After a few weeks, they will eventually fade depending on how well you care for your hair. Because of their dark nature, however, these dyes are low maintenance, and with proper care, these colors can last more than 5 weeks. And don’t worry about coverage! These full coverage dyes are engineered to specifically give vibrant hues that are strong enough to last but won’t damage your hair.

As added bonus these products are cruelty free and vegan friendly! Not only does Lime Crime avoid all animal products it also makes sure our furry friends stay away from any of its research facilities.

Crime Prevention in Prison with Securus Technologies

The hardest part of my job at the local prison is being in the position to prevent crimes from occurring in the first place. My staff of corrections officer is the same for the last three years, yet in that same time we have seen the inmate population almost double. Twice the trouble means we have to work even harder to anticipate what may be coming and try to maintain a certain degree of order so the entire prison population is safe. This can be a challenge when we are at a crossroads where inmates want to take out their hatred for authority on us.


In order to try and level the playing field and give our facility some degree of order, we reached out to Securus Technologies to inquire how their inmate call monitoring system could help us to get control of the rise in violence without sacrificing our staff to do so. In order to utilize the monitoring system we have now, officers must sit in a small call center and listen to each word of every call the inmates are making, so it is definitely stretching our team thin. Securus Technologies has their main headquarters based in Texas and currently has 1,000 dedicated employees ready to help.


Securus Technologies already has this monitoring system in 2,500 jails and the officers there not only tell us it runs hands-free, they have seen a drop in violence across the board. Now that we have the system in our facility, my team is back to dealing with our day-to-day activities as the LBS software scans calls and alerts us if inmates are up to no good. If chatter has been detected on drugs, weapons, or any sort of contraband, we now have the unique opportunity to take proactive action and reduce incidents where anyone is put in harm’s way.


Must. Eat. Food.