All posts by Sinbad

A Strong U.S. Dollar Is Helping Some Investors And Hurting Others

The U.S. dollar had had a great year. In 2015 so far, the dollar has had an overall gain of 49.73 percent. In September 2015, the dollar gained 9.75 percent, and that has some investors like James Dondero, the president of Highland Capital Management, wondering what will happen next. According to Mr. Dondero one of the most important dollar gains was against the Brazilian real. The real is at the lowest point it has been in 13 years. The exchange is 3.98 r to 1 dollar, and that means companies that buy goods from Brazil with dollars have a huge advantage at the moment.

James Dondero said the Central Bank is offering about $3 billion in dollar swap contracts to stop the devaluation. Nothing, including the Feds announcement that they would keep interest rates between 0 and 0.25 percent, has helped the foreign exchange in Brazil. This year has been a tough one for Brazil, and the recent downgrade of their credit rating by S&P hasn’t helped foreign investors recoup some of their losses this year. In fact, it made matter worse.

The other issue that has investors worried is the 2016 Brazilian budget deficit. Highland Capital thinks the pending budget will just complicate investments in Brazil. The government will have to raise taxes, cut needed programs and put a lot of people out of work and that means the current recession could get worse before it gets better. Dondero thinks investors that have money in Brazil won’t see a return for 18 months, and that’s if the government can get its act together. The political situation in Brazil will continue, according to the economists that are watching the people of Brazil vs. President Rousseff battle intensify.

But Brazil is not the only trading partner that is experiencing economic and investment issues. China is a major trading partner of the United States, and right now the dollar is making some Chinese products more attractive. Investors that have interests in those companies will do well, but China limits the number of foreign investors that can participate in joint ventures. Most of those investors have been in the Chinese market for some time.

India has some great investment opportunities, according to Mr. Dondero. The only downside to investing in India is identifying products that have mass appeal in the U.S. market and other markets. Most products made in India appeal to the domestic market, and although that could mean nice profits, the real profits come when companies and products have a worldwide appeal. Technology in India is one bright spot, and oil is another.

The trick, as Dondero points out, is to forecast what is going to happen next in these foreign markets. That takes an enormous amount of research and a talent for picking products and services that have a long-term appeal. Highland Capital Management has been doing that for years for their clients. Dondero and Highland have more than $26 billion assets under management and that number continues to grow even when the world is facing another recession.

Best Beauty Products to Have on Campus

It’s your first year in college and you know that all the guys will be at the campus parties and clubs. This is the time when you should look your best at all times and with the numerous beauty products that exist, you can rock those social events in style. Here are some cool products to keep on hand as a student.

Bold Colored Items from Lime Crime

Of course you don’t want to look like a clown with bold colored makeup but thanks to Lime Crime makeup from Doe Deere of ideamensch, you can sport this kind of makeup with sophistication. Doe Deere is the CEO behind this cosmetics company and her motivation is bringing consumers the ability to express themselves in creative ways through makeup. Deere herself is an example of this with her bold colored hair and fun personality.

High Quality Shampoo and Conditioner

These are must haves because weather conditions take a toll on your hair, and because you can’t always get to the hairdresser, you can get the salon style at home with a good shampoo and conditioner. Look for a shampoo that contains a variety of vitamins and natural ingredients because this is the safest for the hair. Leave-in conditioners are better than regular conditioners because they save time and your hair stays soft for hours after you put the conditioner in. Find a shampoo and conditioner that matches your hair texture.

Shaving Cream

Youu don’t want to look hairy when hanging out with friends so it’s a good idea to keep shaving cream, razors and other shaving accessories in the dorm. If you have sensitive skin, buy a shaving cream that is unscented and that does not have a long list of unhealthy ingredients in it.

Hairstyling Accessories

Hairstyling accessories are more than the brushes, combs and heating tools. When you purchase hairstyling accessories you will also need to purchase hair greases, essential oils for the hair, hairspray, rubberbands, serums to control frizz and bows. The good thing is that these accessories can be purchased cheaply at most beauty supply stores and they work well on all types of hair textures.

Things to Keep Skin Healthy

Your skin is related to beauty so why not take good care of it? Although you’re in your 20s, now is the time to create a skincare regime to reduce aging signs when you get older. You can purchase eye cream to put under those puffy eyes from the late night partying or study sessions. If you’re tired of the acne, buy an anti-acne facial cleanser and facial moisturizing cream to eliminate it. Water is the ultimate beauty tool so drink more of it everyday and if you hate the way it tastes, add some fresh fruit to it or a little honey. It’s also never too early to use beauty products that curb aging such as anti-wrinkle cream or products witrh Retinol. In conclusion, as a student you’ll benefit from the above mentioned beauty products.

Handybook: Home Maintenance Just Got Uberized

Home maintenance, if it’s done right can take a considerable amount of time, especially if it’s a large home. Most everybody knows this, but taking the time to clean your home, especially if it’s a large one, might take too much of your valuable time away from other things like your business, work or pleasure. If you are like me then you would rather have someone else do the cleaning. Someone who is more… geared, or outfitted with the right tools and know-how to get the job done right, people who run home maintenance services.

Hassles of Hiring Home Maintenance Professionals

It’s not such an easy task when hiring home cleaning and maintenance services for your home, apartment of office. Why is that? Well, let me tell you. First, you have to take the time to pick up the phone book and search through a very long list of companies, and the only ones who really stand out are the ones with fanciful names or large printed discount specials. And, let me tell you, you can’t believe everything you read or everything that is promised or claimed in advertisement. Believe me, I know from experience. Having invited ‘many’ cleaning companies to my properties, they all vary in prices and are not all available to clean when I need them too.

There lies one of the biggest problems in the cleaning and maintenance service industry for clients – taking the time to sort through/interview potential home maintenance people to discuss pricing, availability and to determine… reliability. It can be incredibly time consuming to say the least, and the worst part is at the end of the week you may end up having to hire another company, because the first one didn’t meet your expectation or were unreliable. Well, now there is a company that has changed ‘all that’, thankfully! That company is Handy.

Home Maintenance Just Got ‘Uber’ized

This is the Uber of home maintenance services, and thankfully, it is taking the nation by storm. Founders of Handy on– Oisin Hanrahan and his partner in grime Umang Dua, understood the problems that property owners like me have had sorting through the myriads of cleaning services. And, they set their sights on providing a real solution, which they have done by creating Handybook. So, how does it work?

Well, it is structured much in the same way as Uber’s transportation platform in that payments, scheduling and selecting local cleaning professionals is done through the Handybook marketplace. It’s simple, easy to use and it works! The company is based in New York, but it operates in 13 cities and is expanding as I speak.

Cities like Chicago and Boston are next to benefit from the companies services, and on the West Coast, soon property owners and managers in San Francisco and Los Angeles can find the cleaning personnel they need, at a price they want without having to go through all the hassles.

Susan McGalla- American Businesswoman and Executive Consultant

Susan McGalla has held prestigious titles like the president of American Eagle Outfitters and chief executive officer of Wet Seal Inc. She currently heads the boards of HFF Inc., Magee- Women’s Hospital. The years 1986 to 1994 saw Susan McGalla on crunchbase began her career holding various marketing and managerial positions. Her breakthrough came at American Eagle where she started as a divisional merchandise buyer to chief merchandising officer. Susan McGalla left American Eagle Inc. in January 2009 becoming a private consultant for retail and financial investment industries. October 2009 saw her appointment to the Board of Directors of HFF Inc. July 2012 saw her exit the company and formed P3 Executive Consulting and became the director for Strategic Planning and Growth; Pittsburgh Steelers.

Her accolades as a businesswoman began from Mount Union College where she graduated with a bachelor’s degree in business and marketing. Her leadership, skills are harnessed as she serves on the Board of Advisers at the University. Her continued improvement in her skills became the primary reason she managed to hold on to an impressive number of positions for well-known organizations enjoying a great deal of success and opportunity through handwork and experience. The success behind Susan McGalla as a businesswoman, marked by hard work and dedication produces high-end results. The nature of her personality, depicted by tireless work ethic and innate confidence led to her attracting good job offers. Susan McGalla, credited with researching, developing and executing a complete brand strategy saving the dying Wet Seal losses through a 3-5 year annual budget plan. She carefully identified her target market and her leadership saw the improvement in quality of Wet Seal products.

Susan McGalla encourages aspiring businessmen and women through her engaging talks in different universities across America. She frequently shares her childhood story in her speaking engagements. Growing up in a family with two older brothers and a football coach father, Susan McGalla points that as the origin of her confidence. She learned how to relate to people of all gender hence improving her interpersonal skills. Her family played a great deal in helping her present herself and ideas in a confident manner. Talking about sports with her brothers enabled her play the role of conversation starter with people regardless of gender. Raised in a competitive household, she learned how to compete in the male-dominated world. Her parents played a huge role in building her confidence through constant encouragement. She calls parents to regularly encourage their children.

Susan McGalla hopes to inspire other women to become an astute business individuals. She hopes that her success will inspire others to follow in her footsteps. She states that her industriousness is meant to be a symbol of hope for the younger generation.

Bruce Levenson Sells Hawks, Antony Ressler the Buyer

Bruce Levenson came into ownership of the Atlanta Hawks back in 2002. When he purchased the team the Hawks were coming off of a 25 win season with home crowd attendance ranked 27th in the NBA out of 29 teams. TO put it mildly, Bruce had his work cut out for him. That’s why fans have been patient as he has steadily grown the franchise in a positive direction. Through timely draft picks, solid free agent acquisitions, and excellent coaching hires we have seen the Hawks turn into a legitimate contender out in the Eastern Conference. Sadly it appears that his work in Atlanta is done, as Levenson pioneered selling the Hawks to a group led by Antony Ressler for a stunning $850 million. Let’s take a look back at the most important off season of Levenson’s career.

Before we dive into what the Atlanta Hawks will do under Antony Ressler, let’s see exactly what they’ve done recently under Bruce Levenson. In the 2013 – 14 season we saw the Atlanta Hawks set a franchise record for wins (60) while landing the 2nd overall seed in the NBA. The Hawks went on to the Eastern Conference Finals for the first time in nearly half a century, beating a pair of good teams along the way. While this success surprised many people, it couldn’t have been done without Levenson’s careful work in the free agent market in the off season prior.

To start things off, Levenson put Mike Budenholzer in charge of coaching which was probably the smartest thing he coudl have done. Then, Levenson got the money out there in order for Atlanta to sign Paul Millsap, Kyle Korver, Demarre Carroll and Dennis Schroder. These five guys would become the core of what Atlanta was able to do, with Al Horford already installed at the center of the rotation. This willingness to spend money on the right players proved to be the facilitating factor in a deep and successful playoff run.

What Atlanta did last year was special but we saw it trending in that direction for awhile. The Atlanta fanbase has always been slow to rile up when the team is playing well but last year we saw Atlanta rank in the top half of team attendance for the first time in years. This surge in popularity from a nice market coupled with the team’s recent success should prove that Antony Ressler made a nice decision when he decided to spend the $850 million on the team.

With Ressler in charge we are anxious to see how the team operates moving forward. Ressler has never been shy about spending money and we’ll see if that remains true when it comes to winning basketball games. Right now Atlanta is in a place of uncertainty, but a strong start to a new season could remedy those concerns.

Benefits of Online Dating Applications

The art of online dating has changed dating for the better. In the past, dating was a bit challenging especially for men. There are several impacts brought about by dating apps and websites. The consequences are listed below;

Fast, convenient and easy

Online dating is a pretty simple process. Once you are subscribed to a dating app, you will meet other people with missions similar to yours. Hence, you will not have hard times convincing your targets since they are already interested. The speed, convenience and ease of online dating surpass any other dating method. It is instant. You do not have to travel or set aside time to meet physically.


Dating apps prevent you from being rejected on your face, which can be very devastating. People may restrain their feelings when physically meeting because they are too shy to talk about them. In online dating, people tend to be free when disclosing about themselves hence helping you to understand them better.

Wider network

Most people make small, peer groups of friends who have limited chances to meet new faces outside these circles. Even when they meet other people, the meeting locations are usually limited to restaurants, clubs, churches and workstations. Online dating apps enable you to connect to the outside world. It is the people you would probably not have encountered through the traditional avenues. Therefore, it opens the door for a wider variety of potential soul seekers. You can access people from across the globe and identify singles with interests and priorities similar to yours to increase your probability of locating a perfect match.

Cost effective

Real-world dating is pretty expensive. You will spend money on fuel, dining and entertainments methods such as concert or movies. Spending all this time and resources does not guarantee you success in locating a perfect match. While you can spend all these and fail to like the person or get rejected, dating apps are virtually free of charge. Traditional dating methods can even result to be very expensive in the long run especially when trying several targets.

Skout is an example of dating website and application that have helped millions of people worldwide meet online effortlessly and live happily ever after. It was one of the pioneer dating and mobile discovery app to emphasize on generalized user position. Skout is accessible on both Android and iOS operating systems. Some other unique properties of this platform are Nixter, a nightlife application and a group messaging app called Fuse. Skout had over 500 million users by the year 2013.

It uses a mobile phone GPS to assist users to locate other users within a radius of each other. It does not recognize a user’s actual location, and users can as well choose to disable its location-tracking features. GPS location-tracking button is only active in the adult society. While searching for potential lovers, users can see their target’s profiles as well as their recent activities to assess if they are their type. The dating app also enables users to send instant texts or virtual gifts to their targets. The app segregates its teen and adult communities. The beautiful app is available worldwide in 180 countries and 14 languages.

Bernardo Chua Expands Organo Gold’s Operations into Turkey

Conventionally, all companies seek to expand their operations both locally and international. It is an indication that the company is getting its priorities and goals right. Organo Gold has not been left behind either. Early this year (2015), the company opened an outlet in Turkey. With the opening of the new outline, the company had attained a total of 39 countries they operate in, nationally. BusinessForHome said that for businesses to exhibit good performance, there must be a leader with a vision leading a motivated team. Bernardo Chua is the individual behind the good performance by Organo Gold. He is the Co-founder and CEO of the company.

Organo Gold products’ benefits
Products of Organo Gold are specially designed to address a need. For example, coffee products will be able to stimulate and keep consumers alert while at the same time offering them other health benefits. It may explain the reasons why the company is fast expanding across the globe. Many individuals with active lifestyles prefer taking coffee. Fortunately for them, this seems to be the solution that Organo Gold is offering.

Because of his immeasurable contribution to humanity, he was previously recognized by Napoleon Hill Foundation. The Foundation awarded him a Gold Medal. Organo Gold products contain components of Ganoderma, which are herbs that resemble mushroom and are believed to be of Chinese origin. Health experts believe they are among the herbs with numerous health benefits to the consumers. Some of the benefits derived from continued use of the products include prolonged lifespan and a healthy body. It makes the products more competitive in the international market hence a choice of many.

Expansion strategy
Turkey’s culture promotes the consumption of coffee products. It is interesting to note that they opened their first coffee shop in the 15th Century. Therefore, it has provided a ready market for Organo Gold’s products. The company will only be required to maintain good quality products or make them better, so as to continue gaining the market share. Bernardo Chua has to ensure that they have new strategies of offering better services to clients. Organo Gold’s Executive Vice President Holton Buggs says they as a company they would continue providing useful services and becoming market leaders in Turkey.

OrganoGold – Global Company, Personal Enrichment

It all began in a small shop with only 3 employees, but today OrganoGold is a global marketing company specializing in gourmet beverages, as well as nutrition and personal care products. Its line of coffees includes chocolaty Cafe Mocha, bold King of Coffee, and Cafe Supreme, blended with ginseng. OrganoGold also offers grape seed oil, an excellent source of antioxidants, and G3 Beauty Soap, enhanced with moisturizers and antioxidants.

The secret of each product’s success is ganoderma lucidum, a nutritional herb grown in China and often called the King of Herbs for its valuable properties. Ganoderma lucidum supports the immune system and circulation, as well as quality of sleep, and has been considered one of the most important herbs by Chinese doctors. It has been used for over 4000 years, and is grown in the pristine natural environment of the Wuyi Mountains of China. OrganoGold’s mission is to “to spread knowledge of ganoderma to the entire world.”

Chua was an executive with Gano Excel in the Phillipines, and helped expand that company to Hong Kong, then Canada and the U.S. So Chua was already a successful businessman when he launched OrganoGold in 2008, in an office with one employee. On June 30, 2014, Chua proudly opened the company’s new international headquarters in Richmond, British Columbia, at a ceremony with over 500 guests. Chua said, “Millions of people will be experiencing the benefits of OrganoGold.”

OrganoGold distributes products by direct selling, giving many people the opportunity to become independent entrepreneurs. Coffee is the second largest traded commodity, and the wellness industry is worth billions. OrganoGold has over 450,000 distributors worldwide, and the company provides training and support to earn both immediate income and residual income. For more information, see

The success of OrganoGold has also enabled the company to sponsor the non-profit OG Care Foundation. The OG Care Foundation provides skills and training to disadvantaged young people worldwide, and also helps them learn leadership skills.

As the folks at OrganoGold say, It’s easy, it’s simple, it’s coffee!

All Three Of My Pets Are In Love With Beneful

Raising dogs is just as hard is raising children. I have to figure out what my dogs like to eat, and they are not all the same. I would’ve thought that each one of my dogs would eat the same thing, but I learned that they like different foods. If I lay out a bowl of food, one dog may pick at it, the other dog may jump into it, and the third dog won’t touch it at all. I couldn’t seem to find food that all three of my dogs would eat, and it was costing me a fortune.

I wasn’t sure what to do, but I couldn’t keep buying several different foods at once to make sure that they all would eat. I even decided to try wet dog foods to see if it would help, but it didn’t make a difference. I could never get all three dogs eat the same food, no matter what I did. At one point I was ready to just give up, and I finally found the solution. I took the last step of talking to my veterinarian, and I asked him for a suggestion of what kind of food I should feed all three dogs.

My vet has four different dogs, and he says that they all eat Beneful brand dog food. I had heard about Beneful before, but I never thought it was any different than any other dog food out there. After my veterinarian gave me the advice, I decided to go and buy some. I went to a grocery store on my way home, and I was able to find different brands of Beneful on the shelf. I wasn’t certain which one they might eat, but I took a gamble because it would be no different than any other time I bought food for the dogs.

I was surprised when I got home and put the food in their bowl, and all three of them ate. There are three different sections in the bowl that I laid it out for them, and all three of them were eating at the same time, and I just couldn’t believe it. I had no idea that I could finally find one food that they all would like, but I’m grateful that I did. Choosing to feed my dogs Beneful brand foods made a big difference when it comes to meal times in my home. My dogs love Beneful , and so do I.

Marc Spark’s Bonn Óir Vodka Settles In On American Shores

The latest exciting name in vodka arrived in America from a European starting point. Bonn Óir (pronounced “bän ôr”) Gold Medal Vodka comes to the United States not from Russia or France. This vodka is a product of Ireland and derived from an Irish family recipe passed down through three generations, according to The Spirits Business.

This handcrafted Irish-American vodka has been touted by Bonn Óir creator and recipe family member Dan O’Shevlin as setting a “new standard” for vodka connoisseurs. Their recipe uses a top-grain of soft white wheat to produce its flavor. Other O’Shevlin vodka offerings include a lower calorie Bonn Óir Light, and a cinnamon-infused version labeled Irish Fire.

Bonn Óir vodka enjoyed critical acclaim in 2015. The brand was among the top 100 spirits recognized in the 2015 International Craft Spirit Competition in Los Angeles.

Backing for the O’Shevlin Importing Company happened thanks to an investment from Dallas-based Timber Creek Capital. Serial entrepreneur Marc Sparks is the founder, owner, and CEO of the private equity firm. Marc’s book “They Can’t Eat You” discusses his rise from a C+ average high school graduate to success, and then to the bottom before rising again to the top.

“Through my years of experiences I understand challenges and devastating circumstances entrepreneurship can bring. My passion is to help entrepreneurs build their dream and companies to critical mass through my experience,” Sparks said on the Timber Creek Capital blog.